Card Details
Annual Fee
$995
Credit Score Required
Very Good, Excellent
Regular APR
21.24%, 25.43% or 28.24% Variable
Rewards
2% value for airfare redemption with no airline or seat restrictions and no blackout dates. 2% value for flat-rate cash back redemptions. Earn one point for every dollar spent. Straightforward redemption without needing a high-maintenance reward strategy. No foreign transaction fees, no earning caps, no rotating categories, and no need to chase down transfer partners to escape very low point values.
Welcome Bonus
Mastercard Gold CardTM doesn't offer a sign-up bonus, but new cardholders are privy to a 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 21.24%, 25.43% or 28.24%, based on your creditworthiness. There is a fee for balance transfers.
Is this card right for you?
This card might be a good fit if:
- You're looking for cash back rewards
- You want to earn a welcome bonus
- You have excellent credit
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