Mastercard Black CardTM
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Mastercard Black CardTM

Luxury Card

Card Details

Annual Fee

$495

Credit Score Required

Very Good, Excellent

Regular APR

21.24%, 25.43% or 28.24% Variable

Rewards

2% value for airfare redemption with no airline or seat restrictions and no blackout dates. 1.5% cash back flat-rate redemption value. Earn one point for every dollar spent. Straightforward redemption without needing a high-maintenance reward strategy. No foreign transaction fees, no earning caps, no rotating categories, and no need to chase down transfer partners to escape very low point values.

Welcome Bonus

The Mastercard Black CardTM doesn't offer a sign-up bonus.

Is this card right for you?
This card might be a good fit if:
  • You're looking for cash back rewards
  • You want to earn a welcome bonus
  • You have excellent credit
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