Card Details
Annual Fee
$0 (No Annual Fee)
Credit Score Required
Excellent, Good
Regular APR
18.49% - 28.49% (Variable)
Rewards
5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. 1% cash back on all other purchases. 4% cash back on hotels, car rentals, and attractions booked on Citi TravelSM portal through 6/30/2026.
Welcome Bonus
Earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.
Is this card right for you?
This card might be a good fit if:
- You want a card with no annual fee
- You're looking for cash back rewards
- You want to earn a welcome bonus
- You have excellent credit
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